It will also go a long way to keeping you and your family safe. If you can avoid the averages and even lower your average number of accidents from four to three or from three to two, it will do a lot to your peace of mind. Some of the most effective ways to avoid an accident include: Even if things like road conditions and weather are out of your control, there are plenty of factors you can take charge of to avoid a crash. Ways to Avoid AccidentsĮven though you are paying ahead of time for your accidents, it is still preferable to avoid them altogether. Over the course of your life, you will pay enough in premiums to cover the cost of your accidents and pay the insurance agents their sizable wages. Your insurance company charges you a certain amount each year in the form of premiums. Your insurance company, however, doesn’t pay for them. Some might cost very little, while others could be very expensive. Of course, those accidents will vary in severity. If the average driver drives from the age of 16 into their 80s, they will get into three or four accidents over the course of their driving years. On average, that number equates to one accident every 18 years. To figure that out, they have complex algorithms and formulas that determine how many accidents a driver will have in their lives. The Average Person Will Have A Car Accident Every 18 Yearsīecause insurance companies are interested in making profits, they want to know how much their customers are going to cost them on average. The answer to that question comes from an industry that has a very large interest in car accidents: the insurance industry. This brings us to the issue of how many car accidents the average person will have in their lifetime. If you are in an accident, you are far more likely to be injured or suffer property damage, both of which can still be costly. Studies have shown that only about 3 out of 1000 accidents involve the death of a driver or passenger. In fact, a car accident with a fatality is fairly rare compared to the millions of accidents that occur each year. While this makes traffic accidents one of the leading causes of death in the country, it doesn’t tell the whole story. Every year more than 38,000 Americans die in car accidents.
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March 2023
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